{"id":17805,"date":"2024-10-18T14:17:59","date_gmt":"2024-10-18T14:17:59","guid":{"rendered":"https:\/\/bnieuropa.pt\/?page_id=17805"},"modified":"2025-11-24T16:00:15","modified_gmt":"2025-11-24T16:00:15","slug":"individuals","status":"publish","type":"page","link":"https:\/\/bnieuropa.pt\/en\/individuals\/","title":{"rendered":"Individuals"},"content":{"rendered":"

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\n \"Open\n \"Open\n <\/div>\n <\/div>\n\n
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Open Account<\/h2>\n
Discover how easy it is to open your account with us.\u2028A simple process designed to your pace.
\u200b
In just a few intuitive steps, you'll be ready to enjoy all the features and benefits we provide.<\/div>\n <\/div>\n
\n Open account<\/span><\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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Account Solutions<\/h2>\n
Choose from our packages and enjoy the benefits.<\/div>\n <\/div>\n <\/div>\n
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\n Essential<\/span>\n <\/div>\n <\/div>\n
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\n Advance<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Maintenance Fee<\/div>\n <\/div>\n <\/div>\n
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Exempt<\/div>\n <\/div>\n
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Exempt<\/div>\n <\/div>\n <\/div>\n
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N\u00ba of Free Transfers\/Month <\/div>\n
(SEPA Area) Standard | Instant<\/div>\n <\/div>\n <\/div>\n
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3 | 2<\/div>\n <\/div>\n
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10 | 5<\/div>\n <\/div>\n <\/div>\n
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MB Only Card<\/div>\n
1st Holder | 2nd Holder<\/div>\n <\/div>\n <\/div>\n
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Exempt | \u20ac5<\/div>\n <\/div>\n
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Exempt | \u20ac5<\/div>\n <\/div>\n <\/div>\n
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Mortgage Loan<\/div>\n
Reduction of the Evaluation Fee<\/div>\n <\/div>\n <\/div>\n
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0%<\/div>\n <\/div>\n
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25%<\/div>\n <\/div>\n <\/div>\n <\/div>\n
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Monthly Cost<\/div>\n <\/div>\n <\/div>\n
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\u20ac5<\/div>\n <\/div>\n
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\u20ac15<\/div>\n <\/div>\n <\/div>\n
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Conditions for Exemption<\/div>\n <\/div>\n <\/div>\n
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Amount of Funds in Term Deposits<\/div>\n <\/div>\n <\/div>\n
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\u2265 \u20ac25.000<\/div>\n <\/div>\n
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\u2265 \u20ac50.000<\/div>\n <\/div>\n <\/div>\n
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Credit Amount<\/div>\n <\/div>\n <\/div>\n
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\u2265 \u20ac25.000<\/div>\n <\/div>\n
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\u2265 \u20ac150.000<\/div>\n <\/div>\n <\/div>\n <\/div>\n
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\u20ac5<\/div>\n
\u2265 \u20ac25.000<\/div>\n
\u2265 \u20ac25.000<\/div>\n <\/div>\n
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\u20ac15<\/div>\n
\u2265 \u20ac50.000<\/div>\n
\u2265 \u20ac150.000<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>[\/vc_column][\/vc_row][vc_row][vc_column]
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Term Deposits<\/h3>\n
Don't leave for tomorrow what you can start saving today. Grow your savings with our competitive interest rates.
\nExplore our Term Deposit options and benefit from exclusive conditions.<\/div>\n
\n Our solutions<\/span><\/a>\n <\/div>\n <\/div>\n
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<\/div>\n
\n \"Deposit\n
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Deposit Rates Increasing<\/h4>\n
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\n Term<\/strong>\n : <\/span>\n 24 months<\/span>\n <\/div>\n
\n Mobilizable<\/strong>\n : <\/span>\n Yes, interest penalty<\/span>\n <\/div>\n
\n Interest Payment<\/strong>\n : <\/span>\n Semiannual<\/span>\n <\/div>\n
\n Minimum Amount<\/strong>\n : <\/span>\n \u20ac2.500<\/span>\n <\/div>\n <\/div>\n
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2,25<\/div>\n
\n %<\/span>\n GNAR medium<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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\n \"Promotional\n
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Promotional Term Deposit<\/h4>\n
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\n Term<\/strong>\n : <\/span>\n 24 months<\/span>\n <\/div>\n
\n Mobilizable<\/strong>\n : <\/span>\n No<\/span>\n <\/div>\n
\n Interest Payment<\/strong>\n : <\/span>\n End of Term<\/span>\n <\/div>\n
\n Minimum Amount<\/strong>\n : <\/span>\n \u20ac2.500<\/span>\n <\/div>\n <\/div>\n
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\n
2,25<\/div>\n
\n %<\/span>\n GNAR<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
<\/div>\n <\/div>\n
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<\/div>\n
\n \"Deposit\n
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Deposit Monthly Interest<\/h4>\n
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\n Term<\/strong>\n : <\/span>\n 24 months<\/span>\n <\/div>\n
\n Mobilizable<\/strong>\n : <\/span>\n No<\/span>\n <\/div>\n
\n Interest Payment<\/strong>\n : <\/span>\n Monthly<\/span>\n <\/div>\n
\n Minimum Amount<\/strong>\n : <\/span>\n \u20ac2.500<\/span>\n <\/div>\n <\/div>\n
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2,20<\/div>\n
\n %<\/span>\n GNAR<\/span>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
<\/div>\n <\/div>\n <\/div>\n
<\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n Our solutions<\/span><\/a>\n <\/div>\n <\/div>\n<\/section>[\/vc_column][\/vc_row][vc_row][vc_column]
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\n \"FLEX\n \"FLEX\n <\/div>\n \n \n \n
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FLEX Credit<\/h2>\n
Reduce your monthly charge with your credits and organize your finance while securing the liquidity you need for your personal projects.
\nFLEX Credit is designed to adapt to your needs.<\/div>\n <\/div>\n
\n Find out more<\/span><\/a>\n <\/div>\n \n \n\n \n <\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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Insurance<\/h2>\n
Protect the present and guarantee your future.

\nOur insurance solutions are the key to a worry-free life, providing you with the protection you nedd to enjoy every moment.<\/div>\n
\n Our insurance<\/span><\/a>\n <\/div>\n <\/div>\n <\/div>\n
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\n \"\"\n
\n \"\"\n <\/div>\n <\/div>\n
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\n \"\" <\/div>\n
Auto Insurance<\/div>\n <\/div>\n
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\n \"\" <\/div>\n
Health Insurance<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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Investment Funds<\/h2>\n
Investment Funds are for those seeking to diversify their capital through a single investment, guided by expertises.

\nDiscover our offer, in partnership with IMGA, and maximise your income.<\/div>\n <\/div>\n <\/div>\n \n
\n\n
\n \"Investment\n \"Investment\n <\/div>\n \n
\n \"\"\n Learn more<\/span><\/a>\n <\/div>\n \n\n \n <\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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\n \"\"
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Digital Bank<\/p>\n \n

Simplify your company\u00b4s financial management with our Homebanking, where convenience is just a click away.<\/p>\n

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<\/div>\n
\n \"\"\n <\/div>\n

Consulting balances and transactions<\/p>\n <\/div>\n

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\n \"\"\n <\/div>\n

Making transfers and payments<\/p>\n <\/div>\n

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<\/div>\n
\n \"\"\n <\/div>\n

Opening and mobilize Term Deposits<\/p>\n <\/div>\n <\/div>\n <\/div>\n

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Download our app and stay connected at all times.<\/p>\n \n

\n \n \"App\n <\/a>\n \n \n \"Google\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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Get access to everything you need with our MB card<\/p>\n \n

Request your card through Homebanking<\/strong> or contact us at 214 012 980<\/a> (National landline call) or by email cliente@bnieuropa.pt<\/a>.<\/p>\n \n

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\n \"\"\n <\/div>\n

General Conditions<\/p>\n <\/a>\n <\/div>\n

\n \"\"\n \"\"\n
<\/div>\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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