{"id":17814,"date":"2024-10-18T14:19:18","date_gmt":"2024-10-18T14:19:18","guid":{"rendered":"https:\/\/bnieuropa.pt\/?page_id=17814"},"modified":"2026-05-12T16:22:27","modified_gmt":"2026-05-12T16:22:27","slug":"investment-funds","status":"publish","type":"page","link":"https:\/\/bnieuropa.pt\/en\/individuals\/investment-funds\/","title":{"rendered":"Investment Funds"},"content":{"rendered":"

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\n \"Investment\n \"Investment\n <\/div>\n
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In partnership with:<\/div>\n \"\"\n <\/div>\n
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Investment Funds<\/h2>\n
BNI Europa, in partnership with IMGA, brings to you a wide range of Investment Funds, contributing to the diversification of your investments.\n<\/div>\n <\/div>\n
\n Contact us<\/span><\/a>\n <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row][vc_column]
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List of Funds<\/h2>\n
Planning your financial future and investing safely is essential and, to help you achieve your goals, we offer a wide range of assets so that you can find the solution that best suits your investment objectives.<\/div>\n <\/div>\n
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All<\/span><\/div>\n
Multi-Asset<\/span><\/div>\n
Bonds<\/span><\/div>\n
Stocks<\/span><\/div>\n
Pension Savings Plan<\/span><\/div>\n
Money Market<\/span><\/div>\n
Short Term<\/span><\/div>\n <\/div>\n
\n
\n
\n
\n Class<\/span>\n <\/div>\n
\n Investment Funds<\/span>\n <\/div>\n
\n Risk Rating<\/span>\n
\n \n \n \n<\/svg> <\/div>\n <\/div>\n
\n UP (\u20ac)<\/span>\n
\n \n \n \n<\/svg> <\/div>\n <\/div>\n
\n 2025<\/span>\n
\n \n \n \n<\/svg> <\/div>\n <\/div>\n
\n 2024<\/span>\n
\n \n \n \n<\/svg> <\/div>\n <\/div>\n
\n 2023<\/span>\n
\n \n \n \n<\/svg> <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n
Pension Savings Plan<\/div>\n
IMGA Savings PSP\/OICVM<\/div>\n
4<\/div>\n
5.2<\/div>\n
5.5%<\/div>\n
6.5%<\/div>\n
-15.2%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
PSP - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1AHM0006<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 200<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.06% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus (PT version only)<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID (PT version only)<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Pension Savings Plan<\/div>\n
IMGA Investment PSP\/OICVM<\/div>\n
4<\/div>\n
5.6<\/div>\n
8.1%<\/div>\n
6.9%<\/div>\n
-14.9%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
PSP - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1BHM0005<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 200<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.06% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1.44% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus (PT version only)<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID (PT version only)<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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\n
Multi-Asset<\/div>\n
IMGA Flexible<\/div>\n
2<\/div>\n
5.3<\/div>\n
7.1%<\/div>\n
3.4%<\/div>\n
-12.7%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Multiactive - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1FHM0001<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 500<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 5th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.06% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
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Multi-Asset<\/div>\n
IMGA Moderate Allocation<\/div>\n
2<\/div>\n
5.7<\/div>\n
8.7%<\/div>\n
7.5%<\/div>\n
-14.5%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Multiactive - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAZHM0002<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1.25% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Multi-Asset<\/div>\n
IMGA Dynamic Allocation<\/div>\n
3<\/div>\n
6.4<\/div>\n
11.9%<\/div>\n
9.9%<\/div>\n
-15.8%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Multiactive - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAYHM0011<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1.45% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Multi-Asset<\/div>\n
IMGA Defensive Allocation<\/div>\n
2<\/div>\n
5.7<\/div>\n
3.9%<\/div>\n
6.5%<\/div>\n
-12.3%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Multiactive - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1IHM0008<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
0,80% \/ ano<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Multi-Asset<\/div>\n
IMGA Conservative Allocation<\/div>\n
2<\/div>\n
5.3<\/div>\n
5.9%<\/div>\n
7.7%<\/div>\n
-15.0%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Multiactive - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAXHM0004<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
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Bonds<\/div>\n
IMGA Half-Yearly Income<\/div>\n
2<\/div>\n
4.9<\/div>\n
4.7%<\/div>\n
5.0%<\/div>\n
-7.3%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Bonds - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAVHM0006<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Distribution<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
0.825% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Bonds<\/div>\n
IMGA Euro Variable Rate<\/div>\n
2<\/div>\n
5.4<\/div>\n
4.7%<\/div>\n
4.3%<\/div>\n
-4.0%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Bonds - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAUHM0023<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
0.65% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Bonds<\/div>\n
IMGA Portuguese Corporate Debt<\/div>\n
3<\/div>\n
5.2<\/div>\n
0%<\/div>\n
0%<\/div>\n
0%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Bonds - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG2PHM0008<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jul-24<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 500<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Distribution<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.06% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
1.5% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Half-year Report<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Bonds<\/div>\n
IMGA European Public Debt<\/div>\n
2<\/div>\n
4.7<\/div>\n
2.0%<\/div>\n
6.3%<\/div>\n
-12.5%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Bonds - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGAWHM0013<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
Barclays Euro Aggregate Index<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
-<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Money Market<\/div>\n
IMGA Money Market<\/div>\n
1<\/div>\n
5.4<\/div>\n
3.3%<\/div>\n
2.3%<\/div>\n
-0.2%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Money Market - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIGASHM0001<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 500<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 1st working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.02% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
0.5% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Weekly Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Short Term<\/div>\n
IMGA Liquidity<\/div>\n
2<\/div>\n
5.4<\/div>\n
3.5%<\/div>\n
3.4%<\/div>\n
-3.3%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Short Term - SFDR Classification - Art. 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1HHM0009<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-22<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 500<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 1st working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.05% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
0.50% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Stocks<\/div>\n
IMGA Global Equities Selection<\/div>\n
4<\/div>\n
8.4<\/div>\n
19.7%<\/div>\n
18.6%<\/div>\n
-14.4%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Shares - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1EHM0002<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.075% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
2,175% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Stocks<\/div>\n
IMGA European Equities<\/div>\n
4<\/div>\n
7.3<\/div>\n
5.8%<\/div>\n
14.2%<\/div>\n
-12.9%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Shares - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1KHM0004<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
-<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.075% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
2.225% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Stocks<\/div>\n
IMGA Shares Portugal<\/div>\n
4<\/div>\n
10.8<\/div>\n
3.5%<\/div>\n
14.8%<\/div>\n
4.6%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Shares - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1DHM0003<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
PSI Index<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 4th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.075% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
2.175% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
Stocks<\/div>\n
IMGA Shares America<\/div>\n
4<\/div>\n
8.9<\/div>\n
30.2%<\/div>\n
21.4%<\/div>\n
-15.2%<\/div>\n
\n \n \n <\/svg>\n <\/div>\n <\/div>\n
\n
\n
\n
Fund Class: <\/div>\n
Shares - SFDR Classification - Article 8<\/div>\n <\/div>\n
\n
ISIN: <\/div>\n
PTIG1CHM0004<\/div>\n <\/div>\n
\n
Start Date: <\/div>\n
Jan-21<\/div>\n <\/div>\n
\n
Benchmark: <\/div>\n
S&P 500 Index<\/div>\n <\/div>\n
\n
Initial Subscription: <\/div>\n
\u20ac 1.000<\/div>\n <\/div>\n
\n
Pre-Notice: <\/div>\n
Available on the 6th working day after order<\/div>\n <\/div>\n
\n
Currency: <\/div>\n
EUR<\/div>\n <\/div>\n
\n
Income Policy: <\/div>\n
Capitalization<\/div>\n <\/div>\n
\n
Custodian Fee: <\/div>\n
0.075% \/ year<\/div>\n <\/div>\n
\n
Subscription Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Redemption Fee: <\/div>\n
0%<\/div>\n <\/div>\n
\n
Management Fee: <\/div>\n
2.175% \/ year<\/div>\n <\/div>\n <\/div>\n \n\n
\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Prospectus<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Report<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n KID<\/a>\n <\/div>\n
\n
\n \n \n \n \n \n \n \n <\/g>\n \n \n \n <\/clipPath>\n <\/defs>\n<\/svg><\/a>\n <\/div>\n Annual Historic Returns<\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n Source<\/span>: IMGA (www.imga.pt<\/a>) <\/div>\n
\n Reference Date<\/span>: 12\/05\/2026 (Note: some of the constitutive documents have only PT version) <\/div>\n <\/div>\n
\n <\/div>\n <\/div>\n <\/section>\n[\/vc_column][\/vc_row][vc_row][vc_column]
\n
\n
\n

The Investment funds presented are intended to indicate the selection of Banco BNI Europa for the corresponding asset classes, without reflecting any market view.<\/strong><\/p>\n

The returns disclosed represent past data, and do not constitute a guarantee of future returns, because the value of the participation units may increase or decrease depending on the evolution of the assets that make up the fund. Higher returns are usually associated with higher risk. Due to economic and market risks, investment in funds may imply the loss of the invested capital, and there is no guarantee that the fund or, if applicable, the management company will achieve its objectives. The returns presented do not include any subscription or redemption fees, are net of all other fees inherent to the fund and are also subject to the tax regime in force.<\/p>\n

This information does not constitute advice or a recommendation, so investment in funds does not exempt you from consulting the Key Information Document of the Prospectus and the Particular Conditions of Distribution (when applicable). The information provided is informative in nature, being presented as a mere auxiliary tool, and should not replace any judgment of its recipients, who are, therefore, entirely responsible for the acts they perform. Thus, and although I consider that the set of information presented was obtained from sources considered reliable, there is nothing to prevent it from being changed at any time and without prior notice. In this sense, Banco BNI Europa cannot guarantee the accuracy, veracity, validity and timeliness of the informative content that makes up the information presented, so it must be attested by the respective Customers.<\/p>\n

Investors should consider this information as another tool in the investment decision-making process. Banco BNI Europa thus rejects responsibility for any damages or losses resulting, directly or indirectly, from the use of the information presented, regardless of the form or nature that they may take.<\/p>\n <\/div>\n <\/div>[\/vc_column][\/vc_row][vc_row][vc_column]

\n
\n

Advantages of Investing<\/p>\n

\n
\n
\n \"\" <\/div>\n \n

Diversification<\/p>\n \n

Investment funds make it possible for investors to buy various assets with different characteristics, terms, rates, and issuers.<\/p>\n <\/div>\n

\n
\n \"\" <\/div>\n \n

Specialized Management<\/p>\n \n

The fund is managed by specialists with knowledge and experience, who will adapt the portfolio to the market context, enhancing profitability and capital protection.<\/p>\n <\/div>\n

\n
\n \"\" <\/div>\n \n

Acessibility<\/p>\n \n

Investment funds simplify access to financial markets in an easy, fast, and secure manner.<\/p>\n <\/div>\n

\n
\n \"\" <\/div>\n \n

Transparency<\/p>\n \n

Before subscribing to an investment fund, the investor has access to all the documentation about the respective instrument.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column]

\n
\n
\n \"I\n

I want to be contacted<\/p>\n <\/div>\n \n

\n \n
\n

<\/p>

    <\/ul><\/div>\n
    \n
    \n<\/fieldset>\n
    \n\t
    \n\t\n\t\t
    \n\t\t\t

    Name*<\/span>
    \n<\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t

    \n\t\t\t
    \n\t\t\t\t

    Email*<\/span>
    \n<\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t

    \n\t\t\t\t

    Telephone*<\/span>
    \n<\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t

    \n\t\t\t

    Preferred Hours*\n\t\t\t<\/p>\n\t\t\t

    \n\t\t\t\t
    \n\t\t\t\t\t

    Select<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t

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    \n\t\t\t\t\t\t

    09:00 to 13:00\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

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    14:00 to 18:00\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t

    <\/span>\n\t\t<\/p>\n\t\t

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    Message<\/span>
    \n