Term Deposits

Discover all the solutions we have for you and start saving by choosing the deposit that best fits your goals.
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Promotional Term Deposit

Term :  12 months
Mobilizable :  No
Interest Payment :  End of Term
3,70
% (AER)
NIS

Deposit Rates Increasing

Term :  24 months
Mobilizable :  Yes
Interest Payment :  Semiannual
Up to
4,50
% (AER)
NIS

Deposit Monthly Interest

Term :  12 months
Mobilizable :  No
Interest Payment :  Monthly
3,65
% (AER)
NIS

Term Deposits
at BNI Europa

Capital guaranteed and protected by the Deposit Guarantee Fund

Subscription and online mobilization directly through Homebanking or Mobile App

No account maintenance fee for Term Deposits starting from €5.000

Multiple formats for a complete adjustment to your needs

Our Term Deposits Options

Mobilizable Deposits

EUR USD

Renewables

5 Years
2,40%
4 Years
2,40%
3 Years
2,40%
2 Years
2,50%
1 Year
3,25%
6 Months
3,25%
3 Months
3,35%
1 Month
3,00%
NIS
With Interest Capitalization
NIS
Without Interest Capitalization
1 Year
3,25%
6 Months
3,25%
3 Months
3,35%
1 Month
3,00%
NIS
With Interest Capitalization
NIS
Without Interest Capitalization
Partial or total early mobilization is permitted at any time, with a penalty of 100% interest on the amount mobilized in the respective current period. .
The Term Deposit is automatically renewable for an equal period at the interest rate in force on the renewal date, with the option of capitalizing or paying interest at the end of the term.

Non-Renewables

5 Years
2,35%
4 Years
2,35%
3 Years
2,35%
2 Years
2,45%
1 Year
3,20%
6 Months
3,20%
3 Months
3,30%
1 Month
2,95%
NIS
Normalized Information Sheet
1 Year
3,20%
6 Months
3,20%
3 Months
3,30%
1 Month
2,95%
NIS
Normalized Information Sheet
Partial or total early mobilization is permitted at any time, with a penalty of 100% of the amount withdrawn in the respective current period.
The Term Deposit is not automatically renewable.
*The rates shown correspond to GNAR
Constitution Form
Montante Mínimo: € 2.500

Non-Mobilizable Deposits

EUR USD

Non-Renewables

5 Years
2,50%
4 Years
2,50%
3 Years
2,50%
2 Years
3,00%
1 Year
3,40%
6 Months
3,40%
NIS
Normalized Information Sheet
2 Years
3,00%
1 Year
3,40%
6 Months
3,40%
NIS
Normalized Information Sheet
Partial or total early mobilization is not permitted.
The Term Deposit isn’t automatically renewable.
Interest will be paid on maturity by crediting the current account associated with the deposit.

Monthly Interest

5 Years
2,45%
4 Years
2,45%
3 Years
2,45%
2 Years
2,95%
1 Year
3,35%
6 Months
3,35%
NIS
Normalized Information Sheet
2 Years
2,95%
1 Year
3,35%
6 Months
3,35%
NIS
Normalized Information Sheet
Partial or total early mobilization is not permitted.
The Term Deposit isn’t automatically renewable.
Interest will be paid monthly by crediting the current account associated with the deposit.
*The rates shown correspond to GNAR
Constitution Form
Montante Mínimo: € 2.500

Subscribe directly in Homebanking or in the mobile app. Alternatively, print and fill in the Normalized Information Sheet (NIS) corresponding to the Term Deposit you want and the Constitution Form, and send it to the email cliente@bnieuropa.pt.

If you are not yet a BNI Europe customer, you can immediately start opening your new account online.