bnieuropa.pt is the website of Banco de Negócios Internacional (Europa), S.A. (hereinafter, “BNI Europa”). The information contained herein aims to provide information about BNI Europa, its areas of activity, services and products. Please reads these Terms of Use carefully before accessing our website.

By accessing or using this website, you acknowledge to have read, understood and agreed with these Terms of Use. If you do not agree with the Terms of Use, please do not access or use this website.

BNI Europa may change these Terms of Use from time to time, and so you should check them periodically, as any amendment comes into force at the time it is published on this website.


The website can be accessed using different supports, devices and configurations but BNI Europa does not guarantee the continuous and/or correct functioning of the website on all of them, nor does it undertake to develop formats that function correctly and/or continuously in all the supports and devices in existence on the market, and therefore cannot by held liable for any situation that prevents correct access to the website.

By accessing the website you agree to act legally at all times when using and accessing this website and undertake not do to anything that might damage, interfere with, disturb access to, interrupt or jeopardize the functionality of this website or prevent its use by and benefit to other users. You also agree that you access and use this website and respect for its content at your own risk.

BNI Europa may add, amend or delete materials from this website at any time it so decides.
BNI Europa will make every reasonable effort to include accurate and up-to-date information on this website but does not issue any guarantee, commitment or statement of any kind as to its accuracy, being up-to-date, its quality, completeness or appropriateness for the purpose, notwithstanding the applicable enforceable rules.


BNI Europa is the holder of all copyrights, patents, database rights, registered trademarks, designs, knowledge and confidential information (registered or not) and all other existing intellectual property rights on this website and in its content.

The content of this website may only be copied for non-commercial purposes, while maintaining all notice of copyrights and other property rights, and from then on may not be in any other way reproduced, re-copied or re-distributed. Except in the previously expressly described case, it is not permitted to copy, exhibit, download, distribute, modify, reproduce, republish or retransmit any information, text or document contained on this website or on any part of it using any electronic means or paper copy, or create any derived work based on that same information, without the express consent in writing by BNI Europa.

In addition, the names “BNI” and “Banco BNI Europa” (and their respective logos) are registered trademarks and cannot be used without written consent from BNI Europa. The abusive use of BNI Europa’s registered trademarks or any other material is strictly prohibited and may constitute a violation of the legislation regarding intellectual property. It should be noted that BNI Europa actively and aggressively defends its intellectual property rights to every extent permitted by law.


This website may contain links or references to other portals maintained by third parties, over which we have no control whatsoever. These links are supplied merely out of convenience. In the same way, this website may be accessed through third-party links over which BNI Europa has no control whatsoever.

BNI Europa does not issue any guarantees, commitments or statements about the accuracy, currentness, quality, completeness or appropriateness for the purpose of any information contained on the said portals and may not be held liable for any loss, damage or cost of any kind arising from that information.

The inclusion of links to third-parties does not imply any support or recommendation from BNI Europa.


The analyses, estimates, projections, opinions, comments and other information conveyed by this website are merely of an informative and private nature and do not constitute recommendations or advice and do not waive the need to consult all documents that are mandatory by law prior to performing any operation or taking a decision.

BNI Europa refuses all guarantees, whether expressed or implicit, to the extent permitted by law.

Notwithstanding the applicable enforceable rules, neither BNI Europa, nor its affiliates, nor any third-party involved in creating producing or distributing this website may be held liable for any loss, damage or cost, whether contractual or extra-contractual (including negligence) or another that arises as a consequence of trusting the information contained on this website that its access, use or the inability to use this website, or any errors or omissions in its content.

This limitation includes any loss, damage or cost caused by a virus that infects the equipment, software, or data on your computer.


This website and its content comply with Portuguese legislation. Although the information on this website is accessible to users outside Portugal, the information contained on the website is only aimed at users resident in Portugal. Other countries may have different laws, regulatory requirements and banking practices than those in Portugal. These Terms of Use and the use of the website will be governed and interpreted according to Portuguese legislation. The Portuguese courts will have exclusive jurisdiction over any disputes that arise with regard to this website.


In as far as any provision of these Terms of Use is considered to be illegal, invalid or unfeasible, that provision will be deleted and withdrawn without affecting the feasibility of the remaining provisions.


Last update July 1st 2014